voters are so used to hillary clinton's felonious escapades that a few more on anthony weiner's computer are going to bother her: people rather expect criminal behavior from her.
what they don't like at health insurance premium increases, and rising tax rates. and, they will vote against the politicians who beat them over the head with same, especially if they raise taxes and health care costs at the same time. one of the little gifts barak obama left hillary clinton as he leaves office is a double whammy on taxes and health care costs, and it is going to be a difficult "gift" to survive as it is so dramatic.
and, the other thing obama has bestowed on america is a whole raft of experts who lie through their teeth, when they say that the health insurance premium rate increases will not "cost more," because they will, in part, be subsidized by tax credits and the like: the transparency of this falsehood is breath taking in its arrogance, for it presupposes that americans are so stupid that they will not realize that the taxpayers foot the cost of this "subsidy." and, the other lie, even more monumental one, is the assumption that those who pay the premiums also contribute to the tax payments that provide the subsidies.
an interesting article, because it provides such a wonderful graph of the premium increases is by jordan weissman writing for slate, and as you might expect weissman, being the dutiful little leftist that he is, lays the subsidy lie on you in the article by saying, oh, it won't be so bad. but, the "free subsidy" lie is not the only lie that weissmann tells you, and as the graph is explained, we'll discuss those lies.
"some obamacare premiums are going up a lot this year," jordan weissmann, http://www.slate.com/blogs/moneybox/2016/10/24/obamacare_premiums_to_rise_22_percent_in_2017.html . i set out quite a bit of the article because it has a good graph, and also because it sets out most of the lies that leftists want you to swallow, so that the increased costs don't hurt so much.
a tip of the hat to "c," for sending me a lengthy excerpt from this post.
writes mr. weissman [in language very similar to a lengthier new york times piece]:
Just in time for the election, the Obama administration confirmed Monday that premiums on the Affordable Care Act's insurance marketplaces are set to rise by double digits in 2017. Before subsidies, the average monthly cost of a benchmark silver plan will increase by 22 percent in states that use healthcare.gov or where data is otherwise available, according to the Department of Health and Human Services.
That number hides a lot of local variation—in some large states, the increases will be small or nonexistent. For a 27-year-old customer in California, benchmark premiums are going up by 7 percent; in Massachusetts, they're set to fall 3 percent. But many more states are set for large hikes, with seven looking at increases of 50 percent or more. All of this is, unsurprisingly, giving birth to all sorts of #unaffordablecareact jokes on Twitter.
Jordan Weissmann/Slate [in the above chart, in arizona the monthly health insurance premium goes up 116%, to $422 each month. $422 @ month, for a 27 year old male in good health, with the lowest level of coverage. hey, figure it out. oklahoma, 69%. tennessee, 63%. minnesota, 59%. alabama, 58%. pennsylvania, 53%. nebraska, 51%. look at the thumbnails below for charts. and, go visit weissman at slade, at the link provided to see the full chart.]
This news was ultimately not much of a surprise. Many insurers have been losing money on the Obamacare marketplaces, as the pool of customers has turned out to be older and sicker than they expected. Some major insurers, including United Health and Aetna, responded by pulling back from the marektplace while others asked for large increases. (I wrote about these growing pains at length back in August.)
The reality is that, despite these hikes, many Americans won't end up paying more for their insurance, because Obamacare's insurance subsidies cap premiums at a percentage of a family's income. Currently, 85 percent of customers on the exchanges get some sort of assistance. The administration notes that after tax credits, 73 percent of current enrollees will still be able to find a silver plan for less than $100 per month (a little more than half will be able to purchase one for less than $50).
[ah, typepad strikes again. the above indented material is from the weissman article. the text below this line belongs to me, but, i cannot get the typepad word processor to return the text to the correct left margin. well, i guess you get what you pay for!!]
let us look at the lies of commission and omission which are set forth in this article, and the reassuring statements which may or may not be of substance. you should see them, but, in case you missed them, i am going to bring them to your attention. i'll simply quote weissmann, and then let you understand how i see the world, and you can choose.
"before subsidies ... . " please, understand that the rate hikes are to be imposed, because this is what the insurers have been allowed to do by the various state insurance commissioners who set premium rates for the companies doing business in their states. state legislatures and congress determine the "subsidies" that are going to be "paid," and that may or may not materialize to the extent envisioned by weissmann.
"the average monthly cost of a benchmark silver plan ... ." well silver sounds pretty good, right? what a silver plan is, is the absolute lowest coverage the insurance company is willing to provide. if you want better coverage than the silver plan, and you can bet your bottom dollar that the deductible is going to be very high, and the co-pay options are not gonna be very favorable to the insurance payer, and their will be a sizable chunk of the medical costs that will not be covered at all. if you want better coverage than provided by the silver plan, you are going to pay a premium for it. money talks, and bullshit walks.
"for a 27-year old customer ... ." the rate hikes as disclosed are based upon a 27-year old man. in good health. who has never experienced major debilitating health issues. who is as yet to be presented with a very unpleasant and very expensive diagnosis. and, who stays that way for one year. and, who stays that way for one year.
i am 68 years old. i have had quadruple by-pass, and five stents placed. what do you think the premium rates for me would be? the same as for a healthy 27-year old? if you believe that to be the case, then you have completely missed the whole point of having a health care premium level set by reference to a 27 year old. when you are 40 and fat and have high blood pressure, and drink a bit and smoke cigars with your cognac, you are going to pay substantially more.
you figure it out.
"before subsidies." and, the biggest joke of all. "The reality is that, despite these hikes, many Americans won't end up paying more for their insurance, because Obamacare's insurance subsidies cap premiums at a percentage of a family's income." let's look at the central lie in this last sentence, that being " .... many americans won't end up paying more for their insurance .... ." what, the insurance companies are going to pay out of their own pockets/coffers/assets or the health care providers will swallow the costs.
no, many americans will pay for their insurance, and the insurance claims and costs of others, and these americans are called tax payers. and, if there aren't enough dollars to be gathered from tax payers to cover the costs, then congress prints ever cheaper dollars, further depleting the value of assets saved by the thrifty, ... , who are, generally speaking, tax payers.
somebody pays. and, generally speaking, those payers are working people who face an ever-increasing tax burden. you know, the rich. actually, it is you. unless you are poor, and poverty stricken, then you receive the benefits of such subsidies.
and, finally, when discussing the woes of obamacare, the biggest and most balk faced lie committed by weissman appears.--
"i wrote about these growning pains." growing pains, my ass. obamacare is going broke. it is not going to get better. as weissmmann uncharacteristically notes with some accuracy, the major carriers are pulling out, and the coverage is getting worse, and in most states and counties in the u.s., if private health care coverage is available, it is one plan offered by one company.
somebody, please, challenge me on that assertion, call me a liar trying to make a bad situation seem far worse. go ahead, i beg you to do that. please, please, please. hint: it generally isn't in the big cities, where democrats live. eh?
well, there you have it. think about it before you cast your ballot.
especially if you are not a 27-year old yuppy male, with a high income job where health insurance is provided as a "perk" of employment, or status or family circumstance. say you are 30, and smoke, and drive a truck for a living, with two kids. oh, yeah, you vote for hillary, and see what it gets you.
john jay @ 10.29.2016